Your roadside assistance provider should be able to transport the people affected (with a reasonable limit) and provide them with accommodation should there be an overnight delay. Simply put, it’s a service that assists drivers in the unfortunate event that their car has broken down on the road. If your vehicle stops driving for a mechanical or electrical reason, a breakdown assistant will be dispatched to your location. If the prices seem too high, ask your insurance company or police to call a towing service for you.
To apply as a contracted roadside assistance provider, research and select reputable roadside assistance companies, then visit their website to complete an application. Ensure you meet all requirements such as vehicle type and insurance to increase your chances of approval.
Will service claims affect your car insurance rates?
Whether I broke down in the city or the middle of nowhere, I’ve always been glad to have some extra peace of mind. Some cell phone companies, including Verizon and AT&T, also provide emergency road service coverage.
While insurance companies and car manufacturers generally provide service based on the car, membership organizations such as AAA cover the individual. This means you can call for help if your friend’s car breaks down while you’re along for the ride. Many drivers purchase roadside assistance through their car insurance carrier. While this can be convenient, it is important to know that using roadside assistance technically counts as filing a claim — which may increase your cost of car insurance. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site.
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For example, a policy may only pay to tow your car to the nearest repair shop, while others may limit the amount of service calls you can make in a year. Over the years, I’ve had more than my fair share of vehicle breakdowns. There was when I lost power steering on a major Boston highway on my way to prom and rode in the tow truck in my dress. My husband had to hike until he found cell reception to call for help when I got a flat battery in the Idaho wilderness.
What is the average cost of roadside assistance?
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